Are you underestimating the power of saving? Unfortunately several years of crappy interest rates on savings accounts has caused many of us to ignore the benefits of learning to be a saver. Even some who regularly socked away a little something have abandoned their steady savings habit. What’s the point, with no rewards…right? Why not…
Money
This may change how you feel about money.
We know women want to contribute to their families and get ahead in life. But thinking about money can be stressful, whether it’s finding enough for college, vacations, and home renovations now or paying down debt and building that retirement nest egg. What’s the most common argument among couples? Money. What are you worried about depleting after you retire? Money. What don’t you have enough of when starting out? Money.
Read on for tips on how to save, borrow, save, invest and earn the money you need for the life you want. Financial independence can be yours.
Do you have a nest egg?
Easter egg hunts are sooooo much fun when you’re a kid…oh, the thrill of racing to scoop ‘em up. But hunting to find a big enough nest egg to afford retirement? Not so much fun. In fact, it can be downright discouraging or depressing. If you don’t want to scramble later for financial independence, consider some simple…
12 Secrets To Find Your Path For Family Wealth
Most of us don’t make one big financial decision that makes us (or our bank accounts) a success or failure. Instead, it’s those daily decisions on spending that put us on the path to success. Don’t know exactly where you want to go? This list of financial secrets is a great roadmap! …because…
Do you think like a millionaire?
Quick Facts about Saving, Investing and Entrepreneurship… Turns out, a lot of wealthy men and women think alike, at least in some key areas. Several common personality traits are revealed in the Annual Insights on Wealth and Worth survey from U.S. Trust. This is the largest study that surveys Americans with high net-worth, who are…
Are You the Bank ATM for Your Kids?
We’re coming upon the biggest retail season of the year…with plenty of opportunities for kids to get “the gimmes.” If you’re feeling like your kids’ ATM and dispensing cash for entertainment, snacks, gifts or trinkets, why not use those “Dad, can I have…” moments for mini-money lessons? Handing over money for the “want of the day,” maybe…
Taking the Plunge if I’m Scared to Invest
Is there an ideal time to invest? Is the stock market ever not volatile? Naturally peppered with daily economic and political events around the globe, the market seems to zigzag more like a jackrabbit than plod along like a tortoise. Yet looking back over the last 200 years, the stock market ups and downs made a slow, steady climb upward. It…
Student Debt: Then and Now
Students of all ages are heading back to the classroom. Whether your student is starting grade school or off to college, are you thinking about student debt for college? Has student debt changed all that much in the last 40 years? Many are horrified at the amount of student debt burdening college grads today– it’s…
The Generosity Gene – Teaching Kids About Giving
Your kids don’t wake up one day and say, “Now we’ll be philanthropic.” While family philanthropy may include an endowment, event sponsorship, or major gift to an organization, it’s usually not a one-time shot. Rather, it’s a work-in-progress. The genetics of generosity begin when a young family is under one roof and may not have…
Financial checklist for your first job – free printable
Starting your first full-time job? Congratulations…and looking’ good! But now what? You’ve heard your friends mention things like: starting a 401K, paying off student loans, setting up an IRA… There’s so much to consider when it comes to getting your finances underway. “Adulting” isn’t always fun, but it’s important to put down a good financial…
Save your family money: how to make a simple family budget
Are you trying to save your family money? Are you helping a student understand what it means to create a family budget, or become more savvy with personal finance? Read on for access to our easy budget download – it’s great for personal use and classrooms. Budgeting doesn’t sound like fun? It really isn’t. But…